As a parent, it isn’t uncommon for you to be worried about your child’s safety and this concern only intensifies when your young one is away at school or playing outside. To truly ensure that your child is covered against accidental risks, you can opt for the Child Personal Accident coverage offered by Bajaj Finance Limited, the lending and investment arm of Bajaj Finserv.
Offered under Pocket Insurance & Subscriptions, this plan ensures that you can provide the best care for your child in case of an unfortunate incident. Read on to know the reasons why you should secure your child with a Child Personal Accident Cover.
Avail high coverage at pocket-friendly premium
Children, being young, energetic and curious, tend to be more prone to injury and at times meet with untoward accidents. When injured, timely aid is the key to recovery. In the absence of a contingency fund, to avoid delay, you would have to tackle treatment costs out of pocket. However, with Child Personal Accident Cover, you can avail financial assistance of up to Rs.1 lakh at a premium of just Rs.349 for a year.
Coverage in case of disability
Being a caring parent, you may have already bought a health insurance plan for your child. However, a basic health insurance does not cover permanent/partial disability. Furthermore, the medical expenses incurred to treat the complex treatments can deplete your savings substantially. The Child Personal Accident Cover offers coverage of up to Rs.1 lakh in case of a permanent or partial disability suffered by the insured child.
Cover medical costs that come your way
Child Personal Accident Cover helps you address injuries that your child suffers due to unforeseen accidents. For instance, in the event of a fracture, you can foot medical bills and pay OPD charges without breaking a sweat. This is extremely beneficial as your regular health insurance plan may not cover OPD treatment or the costs of follow-ups, lab tests, and casts.