Aditya Birla Health Insurance and announce the availability of an OPD Add-on Cover with No Waiting Period

Aditya Birla Health and Policybazaar introduce a no-wait OPD add-on cover. OPD-related medical costs account for 60% of all healthcare costs, making urgent demand for health insurance with OPD coverage in the nation.

Aditya Birla Health Insurance Co. Limited (ABHICL), the health insurance subsidiary of Aditya Birla Capital Limited (ABCL), a major non-bank financial services conglomerate, has introduced the 'OPD Add-on' for customers to address their health and wellness needs. This product can be added to existing indemnity plans to provide affordable unlimited medical consultation.

The OPD Add-on cover aims to solve customer problems by providing convenient physical and virtual consultations, resulting in faster treatment. It also provides a variety of specialized consultations, including Gynaecology, Orthopaedics, Paediatrics, Ophthalmologists, Physiotherapists, and Nutritionists, when referred or prescribed by a General Practitioner for any illness or injury.

Mayank Bathwal, CEO of Aditya Birla Health Insurance, stated, "New-Age Insurance is all about being proactive, taking precautions, and being available to our customers. As a result, we developed an OPD Add-on cover that includes both physical and teleconsultation and is easily accessible to policyholders. This coverage will allow them to consult doctors virtually, regardless of their location. We are excited to launch this product with Policybazaar and provide customers with a comprehensive Health & Wellness ecosystem to help them live healthier lives. This collaboration with Policybazaar will allow us to reach out to their large customer base via their platform." CEO Sarbvir Singh stated, "Health insurance with OPD coverage is an urgent need for the country, as OPD accounts for 60% of all healthcare expenses, which are currently paid out of pocket." This product fills a significant unmet need. Customers have always come to us asking for OPD plans, and this should help fill that market gap. This is completely consistent with our vision of providing financial security to every Indian household when they truly need it."

Types of OPD Add-on Cover

  • Option (1) Rs. 599 per insured (excluding tax)
  • Unlimited Physical Outpatient Consultations by a General Medical Practitioner
  • Option (2) Rs. 799 per insured (excluding tax)
  • Unlimited Physical & Virtual Outpatient consultations by a General Medical Practitioner
  • Option (3) Rs. 999 per insured (excluding tax)
  • Unlimited Physical & Virtual Outpatient consultations by a General Medical Practitioner
  • 2 Physical specialist consultations (Gynaecology, Orthopaedic, Paediatrics, Ophthalmologist, Physiotherapist, Nutritionist) referred/prescribed by General Practitioner

There is no waiting period in OPD Add-on cover, which is available from Day 1 and covers 32000+ doctor networks in 70+ cities. The policy will govern the selection of OPD Add-ons. As a result, by default, each insured will receive the benefit on an individual basis. The entry age will be determined by the base policy.

Aditya Birla Health Insurance Co. Limited (ABHICL), a subsidiary of Aditya Birla Capital Ltd. (ABCL), is a partnership between the Aditya Birla Group and South African MMI Holdings. Aditya Birla Capital Limited (ABCL) and Momentum Metropolitan Strategic Investments (Pty) Limited (Formerly known as MMI Strategic Investments (Pty) Ltd.) own 51 percent and 49 percent of ABHICL, respectively. ABHICL began operations in October 2016 and is in the health insurance business. The current product portfolio of the company includes unique offerings such as chronic care and incentivized wellness. ABHICL had a gross written premium (GWP) of Rs. 1727 crore as of FY22 and covered over 19 million lives. Through branches and partner offices, 12 bancassurance partners, and over 63,000 direct selling agents, ABHICL has a nationwide distribution presence in over 4790 cities. With 183 branch locations, bancassurance available through 16,000+ branches, and 43+ digital partners covering 5 million+ lives through 52+ contextual byte-sized and contextual products, ABHICL has scaled and diversified digitally enabled distribution. is one of India's largest insurance marketplaces. It is the flagship platform of PB Fintech, which owns the fintech brand,, and lending & insurance marketplace in the UAE region, Policybazaar. ae. The Group has backing from a host of investors including the likes of PE funds and other family offices. started with the purpose to educate people on insurance products and with its offerings has addressed the large and highly underpenetrated online insurance markets.

Tags : #adityabirlahealthinsurance #policybazaar #paisabazzarcom #healthcare #healthcareinsurance #medicircle #smitakumar

About the Author

Shweta Yadav

I strive to provide you with the most current and up-to-date healthcare news and articles in all main areas. Within the Medicircle umbrella, a wide range of themes and categories concerning health.

Related Stories

Loading Please wait...


Trending Now

Actor-Director Sathish Kaushik Died of a Heart Attack at the Age of 66March 09, 2023
Soleus Push-Ups: A Laziest Exercise to Lower Blood Sugar LevelsMarch 09, 2023
World Kidney Day 2023: Be Aware of Kidney DiseasesMarch 09, 2023
Sushmita Sen reveals about suffering from a severe heart attack recently and Addison's disease in 2014March 06, 2023
A significant increase in influenza A H3N2 patients that are accompanied by severe coughing and feverMarch 06, 2023
Is AIDS or HIV curable in Ayurveda?March 03, 2023
Artificial Sweetener Erythritol Raises the Possibility of Heart Attack.March 01, 2023
Difference between HIV and AIDS - When to give antiretroviral therapy?March 01, 2023
Zero Discrimination Day: Let's Raise the Voice Against DiscriminationMarch 01, 2023
International Women’s Day 2023 – Embrace EquityFebruary 28, 2023
Brain Tumors - Types, Symptoms and Risk FactorsFebruary 28, 2023
World Rare Disease Day: End Stigma Against Rare Diseases.February 28, 2023
National Science Day 2023 - Global Science for Global WellbeingFebruary 28, 2023
Eating disorders - Types and their complicationsFebruary 27, 2023
The condition that took away the life of Malayalam filmmaker, Joseph ManuFebruary 27, 2023
World NGO Day 2023 - We make a living by what we get, but we make a life by what we giveFebruary 27, 2023
Functions and Problems of SerotoninFebruary 25, 2023
Arthritis management – Tips to manage arthritis effectivelyFebruary 25, 2023
Apple has undertaken a project of no-prick blood sugar monitoring feature for its watch.February 24, 2023
Bird flu – Jharkhand on alert, know its prevention and symptoms in humansFebruary 24, 2023